The federal judge overseeing a $189 million mortgage insurance lawsuit against Wells Fargo admonished prosecutors Tuesday for dumping millions of documents on the bank so late in the process, making good on an earlier warning against using dumping tactics in the case.

In a recent posting on Freddie’s blog, Boyle encourages mortgage seekers to keep in mind the “four Cs” ‒‒ the main four things lenders look at when deciding whether to write a loan. First there is the borrower’s capacity to repay the loan.

According to the report, home prices were up 5.6 percent nationwide compared to February 2014. Month-over-month, home prices nationwide increased by 1.1 percent, compared to January.

The effects of the contemporary lending environment are rather significant. According to the institute, if the “cautious” credit standards of 2001 were in place in 2013, rather than that year’s “severe” standards, an additional 1.25 million loans would have been made in 2013.

According to the authors, the implications of modification-induced strategic defaults are different between current and delinquent borrowers.” For loans current before a modification, defaults involve borrowers intentionally stopping payments in order to become eligible for mortgage modification.

The recently released April report finds that homeowners in Hawaii have the country’s lowest property tax burden, coming in at an average of $482 per year. Meanwhile, New Jerseyans must contend with the highest property taxes, paying an average of just under $4,000 a year.

According to FHLB Des Moines, the merger will lead to an institution that will serve nearly 1,500 financial institutions in 13 states and three U.S. territories, making the combined bank be the largest in the FHLB system in terms of membership and geography.

Most of the complaints boil down to consumer confusion over the terms of a loan. The most common complaint is that borrowers are unable to refinance. Related, many consumers dislike that they cannot change the terms of the loan.

Black Knight Financial Services released its latest Home Price Index Report Monday, which showed that home prices nationwide were down an almost-flat 0.1 percent in December. At the same time, 2014 ended with sale prices doing 4.5 percent better than a year prior.

The Federal Housing Finance Agency is still refinancing plenty of loans through Home Affordable Refinance Program ‒‒ in fact more HARP refinances were done in December than in any other month of 2014 ‒‒ but HARP refinances are significantly down from a year ago, even if FHFA believes it has many more potential customers out there.