Daily Dose

Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. This piece features Brad Schaltenbrand, director with Navigant’s Financial Services Practice, discussing a few TRID-related concerns among lenders and some viable solutions to these issues.

The Urban Institute addressed the looming questions surrounding the housing market health in a report released Monday, determining that no single indicator can gauge market health and the market is nowhere near 2001 levels.

HUD's Mortgagee Review Board announced settlement agreements of two Texas mortgage lenders on Monday, following allegations that they were allegedly in violation with the Federal Housing Administration rules.

With no fundamental changes to the origination process in decades, the lost efficiency, increasing costs and decreasing profits, combined with ever-merging regulatory hurdles, have left a gap in the mortgage industry to be filled by "disruptors."

Auction.com, LLC has revised its July Real Estate Nowcast downward. According to Auction.com, existing home sales in July are now projected to fall between seasonally adjusted annual rates of 5.39 and 5.75 million annual sales with a targeted number of 5.57 million.

The report found that consumer attitudes toward selling stumbled last month, despite a recent flurry of optimistic projections about the U.S. housing market in general. In the past week, the National Association of Home Builders reported that more than half of builders it surveyed see 55+ housing as a solid endeavor.

Freddie Mac recently released the results of its Primary Mortgage Market Survey (PMMS), finding that average fixed mortgage rates continue to drop as economic uncertainty pushed Treasury yields lower.

The Federal Open Market Committee stated in its July meeting that more labor growth is needed before the Fed decides to raise the federal target funds rate. Will July's job gains drive the Fed to increase rates in September after years of keeping them near zero?

In the single-family 55+ housing market, builder confidence remains positive for the second quarter of 2015 with a reading of 57, according to the National Association of Home Builders' 55+ Housing Market Index.

When it comes to applying for a mortgage, gender matters. Lenders are working to close the divide. This article takes a look at how big a factor the disparity in income levels is in mortgage lending decisions, and considers what other factors may be at play. Editor's note: This select print feature appears in the August 2015 edition of MReport magazine, available now.