Daily Dose

According to housing analysts, buying may not always be a better investment than renting. That is one of several takeaways from this Urban Institute report.

Many first-time homebuyers wouldn't consider a populous metropolitan area for fear of not being able to afford a house, but plenty of big cities boast affordability, this study shows.

Property data analysts measure the extent to which factors including low home supply, desire for more space, millennial demand and low mortgage rates "have amplified the rapid acceleration of home prices."

These researchers wanted to "dig deeper into the ways that housing has affected the lives of Americans both historically and in the present," so they used U.S. Census Bureau data to explore how housing has changed for Americans since 1960.

Together, market challenges, high-tech solutions, and the shortage of underwriters is shaping the borrower-lender relationship on a large scale.

Refinance fraud risk also continued its own upward trend but remains 8.6% lower than it was a year ago.

Consumer behavior drives every market, especially the homebuying industry—a new study gauges how the general population feels about the not-too-distant future of purchasing a home.

Economists attribute the decrease to low inventory and say that with more new listings, sales should rise.

The CFPB's "seasoning pathway to safe harbor is not a panacea," researchers noted, “but at the margin, the pathway will expand the credit box."

The redesigned URLA includes additional demographic information to help regulatory agencies identify discrimination patterns in the mortgage industry. Preparation is the key to avoiding any disruption to your business.