With so much talk lately around the possibly of the soon-to-be-installed Trump Administration rolling back regulations for the financial industry, the House Financial Services Committee Chairman is making his case for the Republicans’ Dodd-Frank alternative, the Financial CHOICE Act.
Read More »Is This the Season for Homebuying?
The first quarter may prove to be a successful period for lenders, even despite rising mortgage rates, according to one analysis.
Read More »Millennial Homebuyer Capacity is Shrinking
The median mortgage that borrowers under 35 could afford has fallen over the last three months. What factors are behind the decline?
Read More »How Will the Court’s CFPB Ruling Affect Lending?
The new administration that is about to begin has promised to cut back regulations, so how would a court ruling on the CFPB's appeal of the decision in the PHH case affect mortgage lending going forward?
Read More »Mnuchin and Senate Gearing Up for Hearing
Housing industry stakeholders will be watching closely when President-elect Donald Trump's choice for Treasury Secretary, Steve Mnuchin, answers questions from the Senate at his confirmation hearing this week. Mnuchin has vowed to end the government's conservatorship of the GSEs.
Read More »Wells Fargo, NeighborWorks Combine to Boost Homeownership
Wells Fargo has announced the latest target area for NeighborhoodLIFT program, an initiative designed to boost homeownership at the local level.
Read More »Home Equity is on the Rise for Seniors
Home equity overall has been steadily increasing since negative equity peaked a few years ago. One particular group that has benefited from home price appreciation creating equity over the last few years is the age 62 and up crowd.
Read More »The Road to GSE Reform
How can the industry tackle GSE reform in the coming years? One housing expert weighs in. (Editor's Note: This select print feature originally appeared in the January 2017 issue of MReport magazine)
Read More »The Week Ahead: Waiting for Housing Starts to Pick Up
Many analysts have cited new home construction as the key to solving the inventory problem, but both housing starts and permits took a step back in the most recent New Construction Report from HUD and the Census Bureau. Will starts and permits pick up again?
Read More »To Protect Homebuyers During a Recession . . .
A more clearly-defined government role and a framework of countercyclical policy tools to protect homebuyers—and the overall economy—during downturns and recessions, according to the U.S. Department of Treasury.
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