Home prices have reached or exceeded their pre-crisis levels in many markets. Does this mean another housing bubble is on the way?
Read More »The Markets with the Greatest Shortage of Housing Starts
Many markets across the United States are experiencing single-family housing inventory shortages exasperated by low-home building activity, according to one analysis. Here are the markets with the largest deficiencies.
Read More »What Will Drive Economic Acceleration in Q3?
Fannie Mae is predicting economic growth to accelerate substantially in the second half. What will be the drivers of the growth, and how does housing figure in?
Read More »The Week Ahead: Will the Fed Act or Won’t They?
The once widespread speculation that a September rate hike will occur has cooled since the start of the month. The Fed will announce its decision on Wednesday, September 21, at 2 p.m. EST.
Read More »In Some Markets, Income Growth Outpaces Price Appreciation
While analysts have long said that home price appreciation outpacing income growth is holding back homeownership, one study found that the reverse is true in many markets.
Read More »OCC: Financial Industry Should Not Change Course
The U.S. banking system in 2016 is as well capitalized as any in the world as key industry participants continue to apply the basic lessons they learned from the financial crisis of 2008, according to Comptroller of the Currency Thomas Curry.
Read More »The Return of Non-Prime Origination Programs
Non-prime mortgage origination programs that use securitization as a funding source are making a comeback, but they are not a simple rebranding of pre-crisis subprime loans, according to one analysis.
Read More »HARP Volumes Shrink as Refi Numbers Retreat
The number of mortgage loans backed by Fannie Mae and Freddie Mac that refinanced reversed course in July, declining after three months of gains as mortgage rates hover slightly above record lows.
Read More »Will PMI’s Comeback Prompt FHA to Lower Premiums?
Private mortgage insurance has overtaken the FHA for largest share in the U.S. mortgage insurance market. Will the FHA act to try and regain the highest market share?
Read More »Outlook is Much Brighter for Lender Profits
Q3 marked the third straight quarter in which lenders reported a net positive profit margin outlook, according to Fannie Mae. Notably, compliance costs were less of a concern among lenders compared with Q3 last year.
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