This in-depth look at the industry's shift toward completely digital, online mortgage appplications and loan transactions originally appeared in the July 2016 issue of MReport magazine.
Read More »KBRA Cautions Investors About Stress Test Results
While the tests may have shown that the largest bank holding companies are capitalized enough to withstand the Fed’s hypothetical severely adverse economic scenarios, KBRA believes investors should beware.
Read More »Refi Requests Skyrocket in Brexit Aftermath
The aftermath of Brexit in the U.S. has been mortgage rates hovering just above their historic low level set nearly four years ago, which prompted the spike in refinance requests.
Read More »Jobs Report Dazzles, But Will Housing Benefit?
June’s employment situation from the Bureau of Labor Statistics fared substantially better than May's. But it may not have any positive effects on the housing market, one economist cautioned.
Read More »Proximity to Live Music Venues May Affect Home Prices
According to an analysis from Realtor.com, home prices tended to higher where the homes were in walking distance from outdoor concert venues.
Read More »Already Low Mortgage Rates Drop Even Lower
The current 30-year FRM average rate is only 10 basis points higher than its all-time low; Freddie Mac attributed this to continued fallout from the U.K.’s Brexit vote two weeks ago.
Read More »Which Presidential Candidate Will Best Serve Housing?
Where will the housing market stand post-election? Consumers have contrasting opinions on how they foresee the evolution of the housing market after the new president takes office.
Read More »FHFA Reports Progress on Single Security Initiative
According to the FHFA, the GSEs intend to begin implementing the Common Securitization Platform software later this year.
Read More »Fannie Mae: Consumer Housing Outlooks are Mixed
With the release of Fannie Mae’s most recent Home Purchase Sentiment Index, it seems consumers have mixed feelings on the outlook of today’s housing and economic markets.
Read More »How Local Governments Can Affect Housing
A recent survey of builders found that in many instances, the government added extra costs in order to protect the environment and improve the surrounding area for existing residents.
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