The number of homeowners currently underwater is approximately one-third of what it was at its peak more than four years ago. But a wide disparity still exists between the top third and the bottom third of the market.
Read More »Data Shows Lenders are Adjusting Well to TRID
It has been more than a year since TRID went into effect, and over time, lenders have substantially reduced the number of TRID-related defects in loans.
Read More »Housing Needs Changing with Aging Population
Data shows that by the year 2035, one in three households will be headed by someone at least 65 years old. How will this shift in demographics impact housing?
Read More »How Will Rising Rates Impact Affordability?
Analysts have predicted that rising mortgage rates would result in a shift from a refinance-driven market to one that is more purchase-loan oriented, and that shift may already be taking place.
Read More »Fannie Mae Offers Appraisal Waiver for Eligible Loans
Under new guidelines, which Fannie Mae-backed loans will be offered a property inspection waiver?
Read More »Credit Unions Weigh in on GSE Reform
The chief of the National Association of Federal Credit Unions has asked Congress to keep certain principles in mind while drafting a plan to overhaul Fannie Mae and Freddie Mac.
Read More »Homeowners are Moving Toward Sizing Up
A recent report shows that homeowners are consistently purchasing homes that are bigger in size. Which regions show the most interest in trading up?
Read More »Making the Mortgage Picture Clearer for Buyers
A substantial number of would-be homebuyers lack the financial education to navigate the homebuying process, according to a recent survey. What can the industry do to educate potential homebuyers?
Read More »Home Equity Gains are Rising in the West
Which areas have the greatest percentage of homeowners with equity, and which ones have the lowest share?
Read More »Breaking Down the Nation’s Homeownership Rate
While the goal of homeownership is equally shared among Americans, the path to both reaching and maintaining homeownership is too often radically different among different races.
Read More »