The 2016 Presidential Race officially kicked off last night in Iowa. Curiously, the topics of housing and homeownership have been noticeably absent from their campaign speeches.
Read More »The Week Ahead: A Very Important Employment Situation
The start of 2016 has seen slowdowns in many key economic areas. Many in the mortgage industry are anxiously awaiting the results behind the first employment summary of 2016, which will come out on Friday. Will job growth continue its momentum into 2016?
Read More »Are Buy-to-Rent Investment Strategies Viable?
The newest business feature of the single-family rental market is comprised of large investors—backed by private equity—that use a buy-to-rent strategy, but how does this size up compared to professionally-managed apartment complexes and will these businesses last?
Read More »U.S. Economic Growth Comes to a Near Halt
In the last few months of 2015, the economy grew weary, boosting worries that the American economy is losing its spark, according to the Bureau of Economic Analysis “advance” estimate for the fourth quarter of 2015.
Read More »Subprime Lending is Making its Way Back to the Mortgage Market
An uptick in housing demand is being met with mortgage originations for borrowers with less than perfect credit scores, but not without caution. Read on to see what impact Equifax is seeing subprime borrowers have on the mortgage market
Read More »Mortgage Credit Box Locked Tight for Borrowers
Before the housing crisis, borrowers could get a mortgage loan with little to no problems. Mortgage credit began to tighten when the crisis hit and has remained that way since.
Read More »The Path to Paperless Mortgages
The days of traditional mortgage lending may be close to being over as tech-savvy millennials and new regulatory changes such as the TILA-RESPA Integrated Disclosures rule add pressure to originators to step up their mortgage delivery game.
Read More »Has Homeownership Finally Found its Balance?
The homeownership rate increased marginally over the last two quarters, but was fairly unchanged year-over-year. This has left many in the industry questioning if homeownership has plateaued.
Read More »Freddie Mac: Housing Market Still Progressing, Despite Obstacles
Employment numbers and current mortgage payments among buyers are driving the health of the housing markets across the U.S., according to Freddie Mac's Multi-Indicator Market Index (MiMi).
Read More »Fed Reverts Back to Old Ways, No Rate Hike This Month
Given the rough start to 2016, some in the industry are beginning to question if the Fed will dial back on its December decision or ease up on the four "gradual increases" projected for this year.
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