Headlines

The title industry is yet another piece of the mortgage industry that has felt the effects of a prosperous housing market and new regulations and the CFPB. Although the road has not been easy, title companies have managed to stay ahead of things by adapting to changes.

Tomorrow all eyes are on the Federal Reserve, and the housing industry could experience a shake not felt in over nine years. The industry has been practically holding their breath anticipating what the Fed may or may not do after the Federal Open Market Committee wraps up its last meeting of the year.

The proposed regulation will require the GSEs to serve three underserved markets including manufactured housing, affordable housing preservation, and rural markets.

Homeowners appear to be keeping up with their mortgage payment at the largest banks, improving overall performance of first-lien mortgages and cutting the need for loss-mitigation.

The American Enterprise Institute's International Center on Housing Risk believes looser credit is the direct result of job market improvements, riskier mortgage lending, and low mortgage rates.

The industry has done much talking about where America's most-talked about generation—the millennials—are moving in the coming year. Let's dial the lens back a little to explore where retirees would like to settle in 2016 after they have wrapped up their career.

On Wednesday, December 16, the Federal Open Market Committee (the policy-making arm of the Federal Reserve) will wrap its eighth and final meeting of 2015. Nearly everyone from economists, analysts, and even the policymakers themselves are predicting the FOMC to announce the Fed’s first federal funds rate hike in nine years.

The TILA-RESPA Integrated Disclosure (TRID) shook the mortgage industry over two months ago, and it's after-effects are still being felt around the industry.

The ABA operates as the voice of the nation's $16 trillion banking industry, which is made up of regional and large banks. These banks hold a total of $11 trillion in deposits and extend nearly $8 trillion in loans.

As of now, Fannie Mae and Freddie Mac only consider the FICO credit scoring model when making mortgage purchase decisions.