While a few foreign central banks have already implemented negative policy rates due to economic turmoil, many in the housing industry are wondering if the U.S. is next.
Read More »Hillary Clinton Rolls Out $25 Billion Housing Reform Plan
Housing policy has been a muted subject among all of the presidential candidates throughout their speeches, debates, and plans for the U.S., but one presidential hopeful has finally broke the silence.
Read More »3 Ways Originators and Servicers can Ensure Success in Today’s Housing Market
As originators and servicers brace themselves for the predicted slowdown in growth within their businesses, John Vella, Chief Revenue Officer at Altisource, shares his insight on how they can remain successful in a new housing environment.
Read More »Is the State of the Economy as Bad as it Seems?
Employment numbers are disappointing, inflation remains off target, stocks are volatile, and the overall housing market is running at a slower pace, but William Dudley, President and CEO of the Federal Reserve Bank of New York says things may be better than the current picture shows.
Read More »Behind the Curtain of Today’s Top Credit Unions
Although it may seem like large lenders are the only ones that are on top of their game, there is another group of institutions that are making their mark in the industry. Editor's note: This select print feature appears in the February 2016 edition of MReport magazine, available now.
Read More »Affordability Still Holds Minorities Back from Homeownership
Since the housing crisis, minority borrowers have had trouble getting a mortgage loan or been completely locked out of the housing market due to affordability problems. Now, eight years into the recovery, minorities are still a disproportionate part of the housing economy.
Read More »Mortgage Rates Expected to Sink Further if Economic Conditions Persist
Mortgage interest rates have declined every week since the start of the year, and Freddie Mac believes this could continue until Treasury yields return to normal levels. Freddie ...
Read More »Fed Chair Yellen Testimony Raises Concern About a Negative Interest Rate Environment
As Federal Reserve Chair Janet Yellen wrapped up her semiannual monetary policy report testimony in front of the House Financial Services Committee Wednesday morning, Congress questioned her about possibly implementing a ...
Read More »Morgan Stanley Reaches $3.2 Billion Settlement for Toxic MBS
Morgan Stanley is the latest firm to settle federal and state probes concerning "deceptive" handling of mortgage-backed securities. The firm will be the fourth deal to be struck among big U.S. banks’ role in the 2008 financial crisis.
Read More »Deutsche Bank Prepares to Tackle Legal, Law Enforcement Troubles
Since the close of the financial crisis, Germany's largest bank has faced several settlements related to violations of U.S. sanctions, rigging of interest-rate benchmarks, and allegations that it defrauded mortgage issuers Fannie Mae and Freddie Mac.
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