While mortgage balances in the United States ticked up slightly over-the-year in Q2, home equity lines of credit (HELOC) balances declined. Why are these two cohorts headed in different directions?
Read More »New York Fed Covers Behavioral Risk Management for Banks
The Federal Reserve Bank of New York has released a report that includes nine research papers aimed at identifying and understanding key factors affecting governance and culture in the banking industry,
Read More »Is Home Price Appreciation Decelerating?
House prices rose by 5.6 percent over-the-year in the second quarter—but the rate of appreciation seems to be slowing after months of steady gains, according to FHFA.
Read More »‘Anemic’ Inventory Slows Existing-Home Sales
Though new home sales soared in July to their best numbers in nine years, existing-home sales in the month lost steam.
Read More »What to Expect from the Originations Market in 2017
John Vella, Chief Revenue Office with Altisource Portfolio Solutions, recently discussed with MReport some of the things to expect from originations heading into next year.
Read More »Court Denies Shareholder Access to Freddie Mac Records
A federal court dismissed a lawsuit filed by a Freddie Mac shareholder who was seeking access to corporate records related to the Net Worth Sweep.
Read More »Is Housing Becoming Less Affordable?
By all accounts, recent good economic news combined with solid demand and low mortgage rates have all resulted in single-family home sales reaching levels not seen since before the crisis. Homes are selling at a higher rate—but are they more affordable?
Read More »GSEs’ Revised Loan App Form Set for 2018 Launch
Freddie Mac and Fannie Mae on Tuesday announced the first redesign of its Uniform Residential Loan Application (URLA) in more than 20 years.
Read More »It’s a Post-Recession High for New Home Sales
New single-family home sales took a notable upturn in July, with the month becoming the best month for new sales since 2007. What drove the increase, and will new home sales continue to rise?
Read More »Freddie Mac: Common Securitization Platform Nearly Ready
Later this year, Freddie Mac will achieve a goal it has been working toward with Fannie Mae under the direction of the Federal Housing Finance Agency since 2012, if all goes according to plan.
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