Per Dodd-Frank, banks that cross the $10 billion asset threshold become subject to increased regulation and supervision. While it seems they have an incentive to stay below the $10 billion mark, there is no systematic evidence they are avoiding it, according to one analysis.
Read More »Banks Resubmit Resolution Plans to Regulators
Federal regulators determined in April that the resolution plans of eight "systemically important" bank holding companies were not quite up to speed. But the companies are trying to fix things.
Read More »The Next President’s Influence on Housing Policy
Two former government housing policy leaders talked with MReport about how the next president will affect housing policy in the United States.
Read More »Consistency is Key in the SFR Market
Renters Warehouse CEO Kevin Ortner talks about some of the challenges currently facing the single-family rental market and how his company is meeting those challenges.
Read More »Here is When Building Homes for Rent Makes Sense
Analysis has shown that building homes for sale generates greater profits, but sometimes it makes sense to build single-family homes for the purpose of renting.
Read More »House to Stumpf: Investigation is Only Beginning
Wells Fargo Chairman and CEO John Stumpf was questioned by the House Financial Services Committee on Thursday over his bank's retail sales practices, which cost the bank $185 million in penalties from regulators.
Read More »Paid in Full: Chase Satisfies Settlement Obligation Early
JPMorgan Chase has satisfied its $4 billion consumer relief obligation under the terms of a November 2013 RMBS settlement.
Read More »Adapting to Regulatory Changes in Servicing
The combination of a changing business climate and regulations and federal oversight does not mean that servicers can’t enhance their business portfolio.
Read More »The Potential Effects of Consumer Complaints on Servicers
Complaints made by consumers to the Consumer Financial Protection Bureau (CFPB) are difficult to track and address. What are the potential effects of these complaints on mortgage lenders and servicers?
Read More »Continued Writedowns of MSRs Eroding Investor Confidence
At the peak of the Fed's quantitative easing, MSRs were trading to the tune of four times cash flow.
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