Tag Archives: Credit Access

A new study has found that a lack of access to credit is preventing many renters from attaining homeownership, despite renters inhabiting areas where a monthly mortgage payment is less than rent.

While traditional credit reports remain a strong indication of past financial reliability, a credit report alone doesn’t always provide the full picture of a consumer’s financial profile.

What has led to a decline in mortgage loan applications? A New York Fed report examines the trend based on consumers' experiences and expectations.

Recent data from the Home Mortgage Disclosure Act paints a picture of an improving market with some room for improvement in a few key areas.

Mortgage borrowing and delinquency rates have changed a lot in the decade since the Great Recession, according to a new report which also looked at how access to credit and lending patterns have changed over the decade.

Striking a balance between default risk and credit access can be an onerous, if not impossible, task to undertake, Urban Wire reports. Take some recent, well-intentioned efforts by ...

A more clearly-defined government role and a framework of countercyclical policy tools to protect homebuyers—and the overall economy—during downturns and recessions, according to the U.S. Department of Treasury.

Credit availability in the mortgage industry increased slightly in the fourth quarter, reversing a long-time downward trend over the last four quarters.

The Federal Housing Finance Agency (FHFA)’s 7-year-old conservatorship of Fannie Mae and Freddie Mac will continue for at least another year despite the fact that it was meant to be temporary.

The availability of mortgage credit to borrowers declined slightly in the second quarter of 2015, despite impactful federal efforts to expand the credit box.