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Tag Archives: Equity

Rising Rates and Housing

tariff

With mortgage rates approaching the 5 percent mark, experts weigh in on how the upswing is likely to affect homebuyers and owners.

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Why Aren’t Americans Tapping Into Home Equity?

home equity

Americans are sitting on over $6 trillion in home equity, however, many are unwilling to tap into their equity with home equity loans or HELOCs. Those that do tend to put it right back into home repairs. How might homeowners make better use of their equity?

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First Mortgages on the Rise

First mortgage originations have increased steadily, but other loan types have fallen behind. Click through to see how home equity loans and other credit types have performed lately.

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The Home Appreciation Trade-Off

A new study found that a typical U.S. homeowner is gaining just a little less than the federal minimum wage, in home equity every working hour. Is it then a good idea to sit back and collect substantial hourly home equity “earnings” instead of working from 9-5?

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Appreciation Driving $4.7T Equity Economy

With nearly $5 trillion available to borrowers, the equity economy is at an 11-year high, according to a new report by Black Knight. Fewer borrowers are underwater on the heels of a strengthening appreciation market, and refis are nearly half of all new loans. More than two-thirds of tappable equity is in the hands of borrowers with low-rate mortgages.

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