The GSEs’ mortgage portfolios are being reduced at a rapid rate with the impending total loss of their capital buffer. What does this mean for Fannie Mae and Freddie Mac in terms of a financial bailout?
Read More »The Week Ahead: Will the GSEs Need a Bailout This Week?
Fannie Mae and Freddie Mac are set to release its first quarter earnings statement this week, and after rough weeks of earnings so far, many in the industry are fearing the worst concerning the profitability of GSE. Is yet another taxpayer-funded bailout upon us?
Read More »A House Win For State Insurers
The House Financial Services Committee unanimously passed a bill this week that lifts certain restrictions placed on insurance companies by the federal government and gives states more flexibility to license and regulate private flood insurance.
Read More »The Path to Homeownership for Young Adults
Young homeowners face many barriers of entry in the housing market, but these young buyers are using an alternate source of funding to get a mortgage loan.
Read More »Where is Housing Headed Next?
With many analysts early in the year having predicted a robust spring season for the housing market, the question remains as to whether or not that will come to pass as spring is in full swing.
Read More »3 Concerns About the FHFA’s Principal Reduction Program
Elyse Cherry, CEO of Boston Community Capital, a nonprofit community development financial institution, sat down with MReport to voice concerns and pitfalls within the FHFA's Principal Reduction Modification program and how the Agency should address them.
Read More »Back to Basics: 4 Ways to Transform the GSEs
Andrew Davidson, President of Andrew Davidson & Co., Inc., says that the GSEs should be striped down to the functions that promote standardization, liquidity, and access to credit, and adopt the best governance structures for those functions using these four methods.
Read More »Sen. Shelby Requests Probe of FHFA
Why is Sen. Richard Shelby (R-Alabama), Chairman of the Senate Banking Committee, asking the Government Accountability Office to conduct further study on the activities of the Federal Housing Finance Agency?
Read More »Will FHFA’s Principal Reduction Affect GSE Bottom Lines?
Fannie Mae and Freddie Mac will soon be required to offer principal reduction to certain seriously delinquent, underwater borrowers that are grappling with the after effects of the crisis. How will this affect the GSE bottom lines?
Read More »The New 21st Century Housing Financial System
America's housing finance system is in what some call a "dysfunctional limbo." Not only is it underperforming, but it is also outdated and in desperate need of a complete revamping among its mission, activities, products, and services.
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