Tag Archives: Homeownership

The down payment has traditionally been cited as the most common obstacle to homeownership. But apparently, it may not be as big an obstacle as originally thought.

Federal officials are pondering the weight of student loan debt on young adults. Do the benefits of higher education outweigh the downside of student loan debt when it comes to homeownership?

Conventional wisdom has long suggested that renters rent because they can’t afford to buy homes. But one analysis has posed the question of whether renters are renting out of necessity or choice.

One of the most nagging issues in the housing industry since the recession has been the dearth of young homeowners. And the news is staying bad for now.

The homeownership rate in the U.S. is at its lowest rate in more than five decades at 62.9 percent, but according to new research, it doesn’t have to be that way.

The two major party presidential candidates have not said much about housing. Lawmakers and industry stakeholders are bringing the issue back to the forefront, however.

In response to the rapid home price appreciation the country has experienced in the last four to five years that is keeping many would-be first-time buyers out of the housing market, one U.S. Senator has drafted legislation that would provide access to affordable housing.

The combination of rising rents and rock bottom mortgage rates have made it cheaper to own a home than to rent a single-family home in most states, a recent survey showed.

As the housing market moves closer to “normal,” the mortgage industry has an opportunity to reinvent itself by selling an experience.

For most Americans, the largest obstacle to achieving the American Dream of homeownership—particularly for first-time buyers—is still saving for a down payment.