Tag Archives: Mortgage Credit Availability Index (MCAI)

Mortgage credit availability, a key component of the mortgage application process, decreased in March, according to the Mortgage Credit Availability Index (MCAI), a monthly report from the Mortgage Bankers ...

Nationally, mortgage credit availability was on the rise to close out 2021, hitting levels last seen in May 2021, yet 30% below pre-pandemic levels.

Lending standards loosened, driven by an increase in conventional mortgage credit, as well as an expansion in agency programs for ARMs and high-balance loans, according to a new report.

Fannie Mae latest analysis of Q1 2021 data finds lenders are increasingly pessimistic about their profit margins quarter-over-quarter.

Credit supply remains tight with the U.S. homebuying spring season about to hit full stride, presenting yet another issue for those first-time buyers seeking to purchase.