Lending and Originations

An Urban Institute report claims recent fears about adjustable-rate mortgages are unfounded, suggesting that the lending tool should be utilized more often.

Two studies claim artificial intelligence and machine learning are a step in the right direction but not the absolute answer to cutting costs in home construction.

Are rising mortgage rates still holding back prospective buyers? Click through to find out more on the latest in the buyer’s market.

Using the FHFA's first-of-its-kind dataset, economists gauge the ability of appraisals to predict future house prices.

A new $5 million grant will help certify up to 260 diverse appraisers in the Atlanta, Charlotte, and Houston regions.

A majority of Americans fear rising mortgage rates and a lack of affordable housing could spark a market crash that could equal the 2008 downturn.

A recent House Financial Services Committee hearing featured testimony from a number of housing experts who weighed in on the topic housing supply shortfalls and offered possible solutions.

ATTOM data has found that Mid-Atlantic states, California, and Illinois were more vulnerable to housing market declines in the third quarter.

San Diego-based lender increases its market share in the Midwest by agreeing to acquire Wisconsin-based Inlanta Mortgage, a lender currently operating in 27 states.

Riding the hopes that the Federal Reserve will slow its pace of rate hikes, Freddie Mac reported that the 30-year, fixed-rate mortgage fell yet again, as house prices soften with 2022 coming to a close.