Government

Morgan Stanley is the latest institution to settle claims that the firm misrepresented residential mortgage-backed securities that were sold prior to the financial crisis in 2008.

Fannie Mae and Freddie Mac revealed a highly-anticipated, final independent dispute process for mortgage buybacks. The new process will offer more clarity and transparency for lenders and increased credit access to borrowers.

Federal Reserve officials' stance on monetary policy is mostly affected by the direction of the economy. Although they raised the federal funds rate in December, current economic conditions may not warrant another increase for awhile.

Closing on a home can be an exciting but frustrating process, but recent innovations in mortgage technology have made the process much easier through electronic loan document delivery.

The 2016 Presidential Race officially kicked off last night in Iowa. Curiously, the topics of housing and homeownership have been noticeably absent from their campaign speeches.

The start of 2016 has seen slowdowns in many key economic areas. Many in the mortgage industry are anxiously awaiting the results behind the first employment summary of 2016, which will come out on Friday. Will job growth continue its momentum into 2016?

In the last few months of 2015, the economy grew weary, boosting worries that the American economy is losing its spark, according to the Bureau of Economic Analysis “advance” estimate for the fourth quarter of 2015.

Prior to the Federal Reserve’s decision to raise mortgage rates, they were already ticking up without any additional help.

The homeownership rate increased marginally over the last two quarters, but was fairly unchanged year-over-year. This has left many in the industry questioning if homeownership has plateaued.

The U.S. Securities and Exchange Commission is cracking down on those involved directly with the financial reporting processes, which is causing a number of issues in the mortgage industry.