Government

Although it may be hard to picture the U.S. falling into a recession with so many positive reports on the economy, certain data suggests that the time of darkness could be upon us.

The mortgage industry is still adjusting to the TILA-RESPA Integrated Disclosure rule, and although the dust has seemingly settled community banks are still battling with the regulation.

In July 2015, Steven L. Antonakes, the Consumer Financial Protection Bureau (CFPB)'s second-in-command official, announced in a memo to employees that he would step down from his position with the Bureau. To replace Antonakes, the CFPB named Meredith Fuchs to serve as Acting Deputy Director.

Lenders have been troubled by the Home Mortgage Disclosure Act (HMDA) data points for many years, but they may see some relief in the near future.

In a surprising twist of events, mortgage rates are kicking off the New Year under 4 percent, even after the Federal Reserve's decision to raise rates in December.

The year of 2015 was a year of prosperity and growth for the housing market, and in turn, consumers displayed their confidence with positive feelings toward their income, job security, and overall economic outlook.

The Federal Reserve's daring move to increase the federal funds rate just before the end of 2015 was no surprise to most, but what the mortgage industry did not know was that this initial move would only the beginning of a series of events..

Remember the interest rate hike that occurred last month? Wondering what's next? Mark Hamrick, Senior Economic Analyst at Bankrate provides some insight on what to expect from the Federal Reserve in the new year and why this is likely to not be the entity's last move.

Democratic presidential candidate Bernie Sanders said in a speech Tuesday that Wall Street's entire business model is "fraud," but he has a plan to completely end the "too big to fail" among big banks. But that's no the only thing he had to say about Wall Street, read on to find out more.

Are JPMorgan and EverBank finally off the OCC's hook? All news is not good news for these two institutions.