Government

The housing crisis has been referred to as a “silent” crisis by former HUD Secretary Henry Cisneros and former Senator Scott Brown, both of whom spoke at Friday’s event, because no one wants to talk about it. But when it comes to issues like income inequality, low homeownership rates, and people losing their homes due to foreclosure, why is it not talked about more often in the news and elsewhere?

Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. TILA-RESPA Integrated Disclosure rule compliance is finally here. Pramod Karachur, project manager at IndiSoft, outlines how many, but not all, are adjusting to the new regulation and offers advice to those that are still working toward compliance.

There is a demographic shift happening within the mortgage profession. In an industry that is so male and white-focused, women and minorities are often passed over for well-deserved positions and promotions, but this idea is being reshaped and redefined right before our eyes. This select print feature appears in the October 2015 edition of MReport magazine, available now.

VRM University, the training division of VRM Mortgage Services that provides nationwide training, certification, and continuing education for the mortgage and real estate industries, recently announced the launch of their new Diversity & Inclusion Self-Assessment Tool Kit.

The Consumer Financial Protection Bureau has announced the finalization of a rule that will improve information about consumers’ access to residential mortgage credit by updating reporting requirements of the Home Mortgage Disclosure Act.

As the TILA-RESPA Integrated Disclosure rule came and went, mortgage applications experienced some drastic ups and downs in the week prior to regulation's implementation date and the week after.

HUD Secretary Julián Castro, whose name has been bantered for months as a possible vice presidential candidate, plans to announce his endorsement for former U.S. Secretary of State and Democratic presidential hopeful Hillary Clinton on Thursday.

The availability of mortgage credit to borrowers declined slightly in the second quarter of 2015, despite impactful federal efforts to expand the credit box.

Refinances appear to be cooling off after volume levels decreased in August, while mortgage rates rose for three consecutive months through July, according to the Federal Housing Finance Agency's August 2015 Refinance Report.

Federal Reserve Board Governor Lael Brainard warned against visceral reactions, such as pushes in the marketplace for an increase in interest rates, given the economy’s fragile growth, while speaking at the 57th National Association for Business Economics Annual Meeting in Washington, D.C., on Tuesday.