Origination

A decrease in the unemployment rate, rise in home sales, and job growth have caused optimism in the housing market.

One report found that over 326,300 new loans originated for borrowers with low-credit, which is a year-over-year increase of 9.5 percent.

Home prices, sales, and speed-of-sale saw a big jump throughout the country while inventory continued to drop.

According to the CFPB 26 million Americans are considered invisible to credit agencies. Today, the agency asked for public feedback on utilizing alternative data to evaluate creditworthiness.

One industry expert discusses the state of the housing industry, including residential construction, rising home prices, and the anticipated rate increases.

With the continuous rise of home prices, one expert cited that an :increasingly large portion of previously underwater homeowners may now have the option of entering the market.” 

Minorities are experiencing higher denial rates than their white counterparts when applying for loans. What measures can minorities take to improve their chances of approval?

Increasing home prices, rising market demand, and confusion around down payment requirements are impacting down payment trends across the country, according to this month’s Down Payment Report from ...

Though Richard Cordray still has a year in his term, the administration and Congress are taking a look at what may be next for the CFPB.

Fannie Mae has recently expanded the list of third-party vendors who are approved to utilize the borrow income, employment, and assets data from the GSE’s Desktop Underwriter (DU) ...