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Origination

Loan Approval Rates Show Wide Disparity

Despite improvements in mortgage access for borrowers over the last few years, the latest federally released data from the Home Mortgage Disclosure Act has done nothing to reverse an unfortunate fact.

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The Rise of VA-Backed Originations

The market share of mortgage loans backed by the VA has been steadily increasing while the share of FHA-insured loans has been falling. What implications does this trend have for the industry?

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