Moody's Investor Service discusses ways to for lenders to mitigate the unique risks associated with mortgage loans made to foreign nationals.
Read More »Real Estate Professionals Refer Only a Select Few Lenders
A recent survey from Freddie Mac found that a majority of real estate professionals are highly selective about which lenders get their clients' business.
Read More »Loan Approval Rates Show Wide Disparity
Despite improvements in mortgage access for borrowers over the last few years, the latest federally released data from the Home Mortgage Disclosure Act has done nothing to reverse an unfortunate fact.
Read More »Two Key Segments Re-emerging Among Homebuyers
The pace of home sales has risen over the last two years due to the increasing role of two key segments that have recently been absent from the homebuyers' market.
Read More »What Does the CFPB’s Warning Mean for Lenders?
The CFPB warned 44 mortgage lenders and brokers last week that they may have violated the Home Mortgage Disclosure Act. What should other lenders and brokers take away from this?
Read More »Riskier Loans Not Leading to Higher Defect Levels
First-time millennial buyers are playing an increasingly greater role in mortgage finance—but it hasn't translated to greater levels of defects and fraud in mortgage loans, according to one analysis.
Read More »The Rise of VA-Backed Originations
The market share of mortgage loans backed by the VA has been steadily increasing while the share of FHA-insured loans has been falling. What implications does this trend have for the industry?
Read More »Appraisal Turn Times Rise, but TRID is Innocent
Appraisals have become lengthier and costlier since TRID went into effect in October 2015. But a survey of lenders showed that TRID is not to blame.
Read More »Lower Migration . . .What About Origination?
Data shows that in the past quarter century, Americans are moving less. What factors are behind the decline, and how is it affecting mortgage originations?
Read More »How the HMDA Updates Will Affect Lenders
Michael L. Vitali, Sr., SVP and Chief Compliance Officer with LoanLogics, discusses with MReport the recent updates to the Home Mortgage Disclosure Act and what lenders are facing.
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