Origination

For mortgage originations, things are beginning to look a lot like they did before the bubble—at least when it comes to credit quality and risk level.

In the last two years, originators have been taking the precautions that many of them did not take prior to the crisis with residential mortgage-backed securities.

The Home Affordable Refinance Program is heading into its final year, but borrowers don't appear to be rushing to take advantage of it.

How confident are single-family homebuilders heading into the new year now with a new administration set to begin? They have not been this confident in more than 11 years, according to one analysis.

Mortgage interest rates are at their highest level of 2016, causing the number of borrowers with an incentive to refinance to drop substantially. What effect will the shrinking refinanceable pool have on the market?

Mortgage rates are rising and home prices are expected to continue to appreciate in the coming year. Given those circumstances, what factors will contribute to economic and housing growth in 2017?

First mortgage origination was a major driver of growth at credit unions in the third quarter, according to analysis.

Real-time exchange of information among all parties involved in the origination process is one of the challenges for the lending industry in 2017.

Lenders are making more subprime and near prime mortgage loans these days, according to one analysis.

Right before Thanksgiving, the Federal Housing Finance Agency announced it will be raising the maximum conforming loan limits on GSE-backed mortgages. The Federal Housing Administration has now followed suit.