Origination

The number of mortgage loans backed by Fannie Mae and Freddie Mac that refinanced reversed course in July, declining after three months of gains as mortgage rates hover slightly above record lows.

Regions Bank has become the latest financial institution to settle with the U.S. Department of Justice over its mortgage origination practices.

More HELOC borrowers are making payments on time, but lenders should still proceed with caution, according to a recent white paper.

While borrowers with pristine credit are still getting a majority of purchase loans, lenders are showing signs that they are willing to let borrowers with “moderate” credit in on the action.

HELOC originations have been consistently on the rise despite a decline in overall originations. What is driving the popularity of HELOCs?

The recent spike in mortgage refinances driven by near historically low mortgage rates has benefited the loan production process.

When it comes to comparing market share of PMI vs. FHA, it is beginning to look a lot like 2014.

The demand for eMortgages is there, according to a survey conducted by the GSEs. So why has the industry been slow to adopt the eMortgage as the standard for originating a mortgage loan?

Markets are erring on the side of caution in anticipation of the second Q2 GDP estimate, to be released Friday, and a speech by Fed Chair Janet Yellen on Friday in Wyoming.

While mortgage balances in the United States ticked up slightly over-the-year in Q2, home equity lines of credit (HELOC) balances declined. Why are these two cohorts headed in different directions?