Origination

Low mortgage rates have boosted refinancing loans, and that led to continuing lower fraud risk and loan application defects in June.

First mortgages and home equity lines of credit (HELOCs) both increased substantially in the first quarter, which means good news for the housing market.

While saving for a down payment remains a significant obstacle for millennials who hope to achieve homeownership, a recent survey indicates that a majority of them ARE saving.

Last month’s historic Brexit vote drove mortgage rates down near historic lows and brought a flurry of refinancing activity. According to Freddie Mac, however, the post-Brexit volatility is tapering off.

The effects of last month’s Brexit vote are starting to take hold in the U.S. mortgage market, where cautious (but definitive) optimism has sparked the refinancing sector.

Housing starts were down slightly and building permits were down substantially over-the-year as demand continues to outpace supply by double-digit percentages.

Data shows that borrowers who refinance through HARP are much less likely to be delinquent than HARP-eligible borrowers who do not utilize the program.

Builder confidence was down slightly in July—but improved economic fundamentals may bring steady housing market growth later in the year.

Borrowers in owner-occupied homes are sitting on trillions worth of accessible home equity by today’s lending standards—but not all of the country's housing wealth is equally distributed.

A recent report uncovered some findings about borrower satisfaction that they industry may find surprising.