Origination

Although interest rates have been at historical lows, they are significantly up from 2012 lows. Not only has this caused many eligible refinancers to shy away from the market, but originators' profits are also suffering.

Home builders' focus in recent years has continually been on expensive properties, which could be placing a damper on the homebuying process for first-time shoppers.

Fewer mortgage lenders are reporting that they are loosening credit standards, and many do not expect credit to become more accessible over the next few months, according to data from Fannie Mae.

A Chase mortgage survey found that homeowners are struggling with a fear of missing out on other opportunities and are beginning to search for homes on digital platforms.

The millennial generation has been dubbed the generation that is not interested in purchasing a home, whether it be due to renting, living with their parents, or because they are saddled with student loan debt.

Bank of America's Affordable Loan Solution program provides an alternative for low-income borrower but despite being an innovative solution to market demand, industry analysts feel it does not provide enough competition to substitute the FHA completely.

Parkside Lending, LLC, a national wholesale and correspondent lender, recently announced that it is expanding its lending services to the state of Missouri.

Now that the effects from the TILA-RESPA Integrated Disclosure rule have subsided significantly in the housing market, first-time buyer activity has resumed from the delays caused in the previous months.

Existing-home sales suffered this month due to the continuous imbalance of extremely low inventory levels and rapid home price appreciation.

The non-qualified mortgage loan market has originators a bit wary toward borrowers and questioning if the risk is really worth it.