Origination

The number of borrowers who could either qualify for or benefit from a mortgage refinance has skyrocketed by 1.5 million since January 1.

Between regulations, potential rate hikes, and the upcoming election, the mortgage industry will have plenty to focus on throughout the year. Dr. Umit Gurun, a Professor of Accounting and Finance at the Naveen Jindal School of Management at University of Texas at Dallas, provides MReport with insight on what the housing market picture may look like for the rest of the year.

Slow household formation, mortgage demand, and compliance costs associated with new regulatory requirements are impacting lenders' business operations and profitability in the housing market.

Credit unions performed extremely well in the fourth quarter of 2015, with the highest share growth since 2009, strongest loan growth in 10 years, and the highest rate of member growth in 30 years.

Several mortgage lenders and technology providers reveal to MReport just how they are faring with the QM rule and if it is affecting their business operations.

Mortgage interest rates continue to decline to historical lows, but this phenomenon is not motivating homebuyers to purchase a home.

Supply and demand troubles have been constant burdens on the housing market's recovery, and Ten-X.com (formerly Auction.com) predicts that existing-home sales will be affected by the lack of options in the market.

The American Dream is the idea that every U.S. citizen should have an equal opportunity to achieve success and prosperity through hard work, determination, and initiative, but there are some that associate this dream with owning a home.

While winter months typically provide an expected seasonal cooling of the housing market, there are two other pressing factors in the equation that are keep buyers out of the market.

Castle & Cooke Mortgage, LLC, an independent mortgage lender with 44 locations across the United States, recently announced the expansion of its footprint in Utah with the opening of its ninth branch in North Salt Lake.