Origination

The share of residential home sales that are all-cash transactions has been on the steady decline for nearly five years. At their peak, all-cash sales accounted for nearly half of all home sales; now that percentage is down below one-third, according to data released by CoreLogic on Monday.

Millennials face a variety of challenges, which may impact the future of the housing market. Editor's note: This select print feature appears in the December 2015 edition of MReport magazine, available now.

Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. Chris Backe, Business Development Director of Financial Services at Velocify, provided MReport with his three most important habits that help loan officers create winning sales strategies.

As the winter season presses on, the housing market is experiencing a seasonal slowdown in activity among home sales, prices, and inventory.

It’s a shortened market week for the Christmas holiday, but there are still a number of key metrics to look for this week.

Should housing policy continue to focus on traditional homeownership or concentrate its efforts on a broader definition of what constitutes “shelter?”

Bank of America will continuing outsourcing origination services through PHH Corp., to its Merrill Lynch clients.

According to Chronos Solutions, the acquisition will further expand its suite of products and services that support mortgage lenders and mortgage technology talent.

The Fannie Mae survey found that the easing of credit standards may help solve some of the affordable housing problems that the housing market has been experiencing.

Technology is becoming one of the single most important aspects and drivers of growth in the housing industry. Originators, servicers, investors, and others in real estate need to ensure that they are implementing different technologies within their businesses.